03 — Insurance for the Cargo

Transit of Valuable Metals

The moment ore becomes concentrate, and concentrate becomes cargo, the risk changes. Valuable and precious metals in transit face a different threat profile to the mine itself — theft, hijacking, handling damage and total loss during movement. We place cover across every leg of the journey, by land, air and sea.

By Mode of Transport

Cover that follows the cargo, not the vehicle.

Valuable metal shipments frequently move across more than one mode between mine gate and buyer, refinery or port. Cover is placed on a transit basis so it responds continuously across the full route.

Land — Road & Rail

Inland transit cover for road and rail movement, including high-risk corridors, security-vehicle requirements and hijack exposure.

Air Freight

Cover for precious cargo moving by air, including ground handling and airside risk before and after flight.

Sea & Marine Cargo

Marine cargo cover for export shipments, including port storage, loading/offloading and ocean transit.

Multimodal & Combined Transit

A single transit policy structured to follow cargo seamlessly across mode changes, avoiding gaps at handover points.

Risk Considerations

What we underwrite around.

Theft & Hijacking

High-value, high-liquidity cargo carries elevated theft exposure — cover terms are matched to route risk and security protocols in place.

Handling & Storage

Loss or damage during loading, offloading, and interim storage at depots, ports or airside facilities.

Valuation & Fluctuating Prices

Sums insured structured to reflect metal price movement between dispatch and delivery, not a fixed value at shipment date.

War, Strikes & Political Risk

Extensions available for cross-border movement through jurisdictions with elevated political or civil unrest exposure.

Aerial view of mine conveyor and transport infrastructure
From pit to port — cargo in motion across the supply chain
Next Step

Map your full shipment route against current transit cover.

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