Comprehensive coverage engineered for mining operations across Sub-Saharan Africa. Capital protection from pit to port.
Commercial assets, liabilities and business interruption. Plant & machinery insurance, BI coverage, and tailings dam liability.
Explore →Insurance for yellow metal and machinery. All-risk protection for excavators, haul trucks, processing equipment, and more.
Explore →Transit insurance of valuable metals by land, air and sea. Multimodal protection from mine gate to end user.
Explore →Your single point of accountability across plant, marine, liability and continuity risk, backed by deep underwriting relationships.
Request Review →Mining operations carry three connected exposures, and each is insured differently. Mine assets, liability and business interruption cover protects the fixed plant, infrastructure and the income lost while a site is stopped. Machinery breakdown cover responds to sudden mechanical and electrical failure of the equipment that keeps production running. Transit cover protects concentrate, equipment and consumables moving from pit to port.
The right limits depend on the site: its output, how long a shutdown would last, and how exposed it is to power, logistics and tailings risk. Read our business interruption methodology to see how a sum insured and indemnity period are worked out, or request a review and we will go through your programme with you.